Pre-Discharge Debtor Education - Personal Financial Management Course

Personal Financial Management

The Pre-Discharge Debtor Education Course is offered by and is approved* to issue certificates in compliance with the Bankruptcy Code.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires people to take a Pre-Discharge Debtor Education Class prior to receiving their bankruptcy discharge.

If you have already filed and have a case number from your court, you may take the Pre-Discharge Debtor Education Course.

This course has a two hours minimum requirement. You may take as long as you need but you must spend at least two hours studying the course material before you will be allowed to take the final exam. You may log out at any time. When you return, your course will continue where you left of

$$$$$Simple Class, Inc. has obligation to provide a certificate to the client promptly upon the completion of counseling services.**

The cost of the class is $19.95*** for individuals or joint filers (no additional fee for spouse or certificates).

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Take the course on your own time at your convenience.

This course is to be taken AFTER you have:

  1. Received a completion certificate for a Pre-Filing Credit Counseling course.
  2. You have filed for bankruptcy.
  3. You have a case number issued by the court.

Do the above requirements apply and would you like to continue?


*Approval does not endorse or assure the quality of an Agency’s services.
**Credit counselors review client’s information and issue certificates within the business hours of 8:30 am to 4:30 pm MST, Monday through Friday with the exception of national holidays. Note: We do not change to daylight savings time.
***Some consumers will qualify for a fee waiver.