Pre-Filing Bankruptcy Credit Counseling
The Pre-Filing Bankruptcy Credit Counseling Course is offered by SimpleClass.net and is approved* to issue certificates in compliance with the Bankruptcy Code.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires people who plan to file for bankruptcy protection (with limited exception) to take a credit counseling course within 180 days before they file.
We offer the course online and it is an interactive class that takes approximately an hour and fifteen minutes. Your progress is saved. You may log out at any time. When you return, your course will continue where you left off.
After finishing the online class, a certified credit counselor** will review your information. Clients will receive an email from the credit counselor with personalized recommendations and a Financial Analysis.
To complete the course, you must log back into the website to review the Financial Analysis and respond to the credit counselor. Upon completion of the course requirements, you will be issued a Certificate of Completion. We guarantee certificates will be issued within one business day of completion.
The pre-bankruptcy counseling fee is $23.95*** for individuals or joint filers (no additional fee for spouse or certificates).
**Credit counselor review client’s information and issue certificates within the business hours of 8:30 am to 4:30 pm MST, Monday through Friday with the exception of national holidays.
***Some consumers will qualify for a fee waiver.